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Helpful news and advice on your insurance, finance or mortgage needs.
Fixing or Floating Your Home Loan: What’s the Right Choice?
A perennial question for New Zealand homeowners, especially during times of uncertainty in global financial markets, is, “What should I do when my home loans come up for refixing: Should I lock in a fixed rate, move to a floating rate, or consider a combination of both?”
Is Your Insurance Still Working for You? Small Tweaks Can Make a Big Difference
If the cost of your insurance has been on your mind lately, you’re not alone. We all sometimes wonder if we could get a better deal or if there are a few tweaks we could use to maximise our cover. The good news is, there are more options than you might realise. Here are a few thoughts on optimising your insurance cover.
My KiwiSaver and other investments are dropping in value – what should I do?
Recent global events, including the current situation in the Middle East, have resulted in increased volatility in financial markets across the world, including New Zealand. For most of us this has meant a decrease in the value of investments including KiwiSaver. It’s understandable that seeing our investment balances drop can be worrying, however, it pays to remember, periods like this are a normal part of investing – the market is constantly moving up and down and up again.
Five Reasons to See a Mortgage Adviser Before Going to Your Bank
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You’re looking to purchase a new home and need a mortgage so it’s obvious—you just drop into the bank you’ve always used and ask for a home loan, right? No. Just hang on a second. While many borrowers instinctively turn to their bank when taking out a home loan, there is another way. Working with a mortgage adviser from an independent company such as Futurisk can mean significant advantages.
How to Strengthen Your Financial Safety Net with Accidental Injury Cover
In New Zealand, ACC provides excellent support for a wide range of injuries. However, it may not cover every expense, and the financial impact of an injury can still be significant. That’s where Accidental Injury Cover (also known as Specific Injury Cover) comes in — offering a valuable layer of protection to help ease the burden.
At Futurisk, we work for you, not the insurer. So when it’s time to make a claim, we’ve got your back.
We’ve got your back
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