General Liability

Cover that protects your business from another person or business's claims of bodily injury, associated with medical cost and damage to property.

Public Liability: Covering your legal liability and the costs of defence for to third party property or personal injury as a result of your negligence.

Professional Indemnity: Covering your legal liability arising from a breach of professional duty or negligence; omissions in advice or designs you provide which results in a financial loss to a third party. Professional Indemnity Insurance includes legal costs incurred in the defence and investigation of a professional indemnity claim.

Statutory Liability: Covering unintentional breaches of statutory acts including legal defence costs, reparation costs and in some cases fines.  Fines under the Health & Safety in Employment Act are excluded.

Employers Liability: Cover for accidents and illnesses to employees during the course of their employment which are not covered by and the costs of legal defence.

Employment Disputes: Protects employers during personal grievance claims taken against them by current, former or future employees for an alleged breach of the Employment Relations Act. This cover includes defence , fines and penalties.

Director & Officers Liability: Protects individual directors and officers against liability for claims arising out of wrongful acts in the running and management of the company, as well as the cost of defending those claims.

 Contract Works:  Protects buildings during the course of construction or structural alterations to existing property including natural disaster cover.

Cyber Liability: Designed to protect your business against a number of cyber exposures, from hacking attacks and viruses to privacy breaches, cyber extortion and theft of data.

If you have specific insurance needs and have not seen what you are after on our website then please contact us.  We have a range of options and may be able to meet your needs.  Our advisors are here to help.

Other Insurance options :

  • Association Liability
  • Carriers Liability
  • Trustees Liability
  • Fidelity/Crime
  • Trade Credit
  • Machinery Breakdown
  • Rural Insurance Lines
  • Marine Insurance (Commercial Hull, Marine Cargo, Pleasure Craft)