Carmela Laylo BDM/Mortgage & Financial Advisor

I  graduated from Lyceum University of the Philippines with a degree of Bachelor of Science in Foreign Service, major in International Trade with Post Graduate Diploma of Management. After more  than 10 years working in a range of Sales, Marketing, Management and Customer Service, I have developed an in-depth understanding and ability to engage with multi-cultural and diverse clients.   I am very passionate about delivering outstanding customer service.    Carmela 

I seek to help others, have a huge concern for the welfare of the less fortunate in life and the betterment of humanity. I am very happy and excited in joining the team here in Futurisk Insurance because I have a strong belief that I will be able to guide and help my clients safeguard their finances, businesses and most importantly, protect their family in a more professional approach.

I focus in succeeding in whatever I do, make things happen and make a positive impact to people's lives. While I am not afraid of hard work, I believe that life should be fun, too. I like to read, sing, explore the world and have fun! I love to spend my time with my loving husband, Richard and my two wonderful kids, Kian and Karl.

I would welcome the opportunity to discuss business where I can add value to your life rather than just sell a service.

  pdf disclosure Statement Carmela.pdf (0.17MB) 

T: 06 358 3400 ext 703
F: 06 359 1254
M: 021 150 7915
PO Box 5252, Palmerston North 4441





“I have multiple insurance policies via another insurance provider when I happened to have a discussion with Carmela regarding my search for the right Medical insurance plan for me and my Family. Not only had she gone out of her way to accommodate my crazy schedule, She also made sure that I was aware of the pro’s and con’s of each product and she really made sure that I had the best fit for my family. About a year after I had signed on with her – I was hospitalized and went into emergency surgery. Not only did Carmela visit and made sure that I was ok, She also made sure I was aware of the other benefits my medical cover had for me. I felt I was more than just a paying client and I felt that I was looked after. I received my renewal for my medical insurance this year and I was more than happy to renew my policy after the outstanding level of customer service I had received from Carmela. She is most definitely an asset to Futurisk and an amazing person to be on your side when facing extreme difficulties. She made the process easy and the policy comprehensible. I am now looking at transferring all my other insurance policies with her since she had shown me exactly how a policy holder is meant to be looked after!”

Loraine Trinidad Symons - Palmerston North
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